Account types
Personal and corporate
04
/ SERVICES
A BANKABLE FILE, PREPARED WITH CONTEXT
Bank accounts in Dubai
Service price
From AED 10,000
Final quote follows profile review
Typical timing
Case-dependent
Prepare a personal or corporate UAE bank application that clearly explains the applicant, source of funds, company activity, counterparties and expected transactions.
For UAE residents and companies whose bank needs a clearer source-of-funds story, complete company evidence and credible expected account activity.
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Ada KoniecznyDubai, UAE
AT A GLANCE
Currencies
AED, USD and EUR options
Mainland timing
Often 5–10 business days
Indicative service range
AED 10,000–50,000
PACKAGES & ROUTES
Compare before you choose.
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Payment links open Ada Konieczny’s existing external Mamopay checkout. Confirm the selected scope, eligibility, included deliverables, government fees and appointment availability before payment.
COSTS & OFFICIAL FEES
Know who receives each payment.
Indicative service range
AED 10,000–50,000
The source range varies significantly by personal or corporate profile and case complexity.
Bank charges
Bank-specific
Minimum balances, account charges and product terms are set by the selected bank.
Cost policy
Scoped after review
Figures are indicative and may change with government tariffs, activity, property status, applicant profile and case complexity. Your written scope confirms current official and professional fees before work begins.
Government fees and eligibility rules may change. The current scope and official costs are confirmed before the application begins.
THE DECISION
Know what changes when the work is done.
The problem
Applications stall when documents arrive in fragments or the bank cannot understand the business model, source of income, counterparties and reason for the UAE account.
What you receive
You receive a structured personal or corporate application file, a clear commercial narrative and coordination through submission and bank follow-up.
What this avoids
The file is checked before submission, reducing avoidable compliance questions. The bank retains full control of approval, timing and account terms.
ELIGIBILITY & KEY RULES
Check the route before you apply.
- Personal account — Usually built around residence documents, Emirates ID, a UAE contact number, income evidence and a local address.
- Mainland company — Often the more direct corporate route when the licence, company documents, premises and commercial activity are clear.
- Free-zone company — Possible, but some zones and activities receive a longer or more selective review from banks.
- Presence — Most banks require the applicant to attend a UAE meeting or branch identity check, although the exact procedure varies by bank.
WHO IT IS FOR
Recognisable client situations.
- UAE residents — For individuals preparing a personal account application with local identity and income evidence.
- Mainland companies — For operating companies with a licence, constitutional documents and registered premises.
- Free-zone companies — For structures that may face a longer or more selective compliance review.
WHAT YOU RECEIVE
Concrete work. Clear handover.
- Profile review — Review of residence, source of funds, licensed activity and expected account use.
- Document pack — Organisation of personal, company, premises and financial supporting documents.
- Commercial narrative — A clear account of customers, suppliers, markets and expected transactions.
- Application coordination — Support through submission, bank questions and the required meeting or branch visit.
WHAT ADA HANDLES
Personal involvement, made visible.
- Bank-route assessment — I review the residence status, company type, activity and expected flows before agreeing the application route.
- Compliance file — I organise personal, company, premises, income, customer and supplier evidence into one coherent submission.
- Follow-up coordination — I coordinate the bank meeting and help answer additional compliance questions. The final decision remains with the bank.
DOCUMENTS & REQUIREMENTS
Prepare the right evidence once.
- Personal documents
- Shareholder passport, UAE visa and Emirates ID where applicable
- Current CV, email and UAE telephone number
- Residential address in the UAE
- Company documents
- Trade licence and Memorandum of Association
- Ejari, tenancy contract or other proof of operating premises
- Office photographs or signage evidence if requested
- Financial evidence
- Six months of personal and company bank statements
- Employment contract or overseas company licence as proof of income
- Source-of-funds evidence requested for the profile
- Commercial evidence
- Company profile
- Five potential customers and five potential suppliers
- Existing invoices and expected transaction flows where available
THE PROCESS
What happens after you start.
- Assess — Review the profile, company type, residence status and likely bank requirements.
- Prepare — Build a complete personal, corporate and financial evidence file.
- Apply — Submit to the agreed bank route and attend any required UAE meeting.
- Clarify — Respond to compliance questions and provide additional evidence when requested.
- Activate — Complete account-opening formalities once the bank approves the application.
COMMON QUESTIONS
Real objections, answered directly.
- Do I need to be in the UAE?
Most banks require the applicant to be present for identity checks or a meeting. The exact requirement depends on the bank and account type.
- Can a free-zone company open an account?
Yes, subject to bank approval. The source notes that free-zone applications can be slower and more selective than mainland cases.
- Which currencies can the account hold?
UAE banks commonly offer AED, USD and EUR accounts or sub-accounts, subject to the selected bank's products and approval.
- Is approval guaranteed?
No. The final decision always belongs to the bank. The service improves preparation and coordination but cannot replace the bank's compliance assessment.
- What happens if the bank asks for more documents?
The follow-up is coordinated and the requested evidence is added where it exists. A new or unsupported document cannot be manufactured, and the bank may still decline the application.
HOW THE WORK STAYS CLEAR
Proof in the way it is handled.
Written scope
The route, professional work and known dependencies are agreed before filing.
Itemised costs
Professional, government and third-party fees are separated wherever the source supports it.
Direct access
Documents and relevant access are handed over when they form part of the completed service.
No false approval promise
Banks, authorities and registries keep control of eligibility, approval and final timing.
COMPARE RELATED SERVICES
Still choosing the right route?
THE NEXT STEP
Give the bank a file it can understand.
Share your residence status, company documents, source of funds and expected account activity. Ada will assess whether the case is ready and what evidence is still missing.
04 / YOUR ROUTE
I know what I need
A focused consultation for a defined objective — designed to validate the route, close information gaps and move quickly into action.
Book a consultation
WHAT THIS ROUTE CAN INCLUDE